Whether you are travelling for business or leisure, you should prioritise your well-being and safety during long-term travel. One way to safeguard yourself is by opting for long-term travel insurance.
Unlike regular travel policies designed to protect you during short trips, a long-term travel plan is specifically tailored to provide comprehensive protection in case of extended journeys. Typically, these plans cover up to a policy year, with the flexibility of coverage for multiple trips during that period.
How to Get International Travel Insurance for Long-Term Travel
- Step 1 – Navigate their homepage to find the “Travel insurance” page.
- Step 2 – Provide your personal and travel details on the “Travel Insurance” page, including name, phone number, travel destination and the total number of travel days.
- Step 3 – Select the international travel insurance plan that aligns with your budget and coverage requirements, and click on “Buy Now”
- Step 4 – Review your plan details, including the premium amount, and provide the rest of your personal information.
- Step 5 – Choose your preferred payment mode and securely make the payment. You will receive your long-term travel insurance policy after the payment is complete.
Eligibility Criteria for Long-Term International Travel Insurance
- Trip Duration – Check the maximum coverage caps per trip. Each plan will have a different coverage range for the number of consecutive days it will cover.
- Pre-Existing Health Issues – Certain health conditions make it extremely risky to travel, which might restrict you from purchasing this travel policy. Therefore, you must disclose your health condition to find out if you are eligible for this travel plan.
- Age – Generally, a long-term travel policy is valid for individuals aged between 3 months and 70 years. Always check the maximum age cap when you buy long-term travel insurance for seniors.
Advantages of Long-Term International Travel Insurance
- Multiple Trip Coverage – The most important financial benefit you can enjoy is coverage for multiple trips under a single plan. For example, if you need to travel to the U.S. for business purposes throughout the year, this travel plan will cover you during all your trips.
- Medical Emergencies Financially Protected – A major benefit of this travel plan is that medical emergencies are extensively covered for all your international trips in a policy year. This financial protection keeps you from stressing about spending a huge amount on treatment if there is a medical emergency.
- Total Support During Journey – Mishaps during your journey can devastate you emotionally and financially. With this travel policy, you can receive reimbursement for cancelled trips, lost baggage and re-issuance of a fresh passport in case your passport is stolen, among other benefits.
To Conclude
Investing in a long-term international insurance policy protects you from several trip emergencies, including third-party liability. It also helps you heave a sigh of relief as you travel multiple times to international destinations. Make sure you select the right insurer with comprehensive coverage and affordable premiums for your long-term travel plan.